If you have dental insurance, you have access to reduced rates for the services your teeth and gums need to stay healthy. By paying your monthly premiums, you can visit your Delta Dental dentist in Indian Land for minimal expense to preserve your oral health, even when money is tight. We know dental insurance is confusing, but you don’t have to navigate your policy alone. We’re here to help you maximize your monthly investment to reach optimal oral health without draining your bank account.
Delta Dental is a nationwide provider for dental insurance covering individuals and families. Each month you pay a premium for your policy, which is designed to keep your mouth healthy for affordable rates. While every policy differs, most insurance plans include:
Dental insurance in Indian Land focuses on prevention to lower long-term oral health costs. Research shows every $1 spent on prevention can save up to $50 on restorative and emergency services. Delta Dental covers preventive treatments to keep your smile healthy to avoid needing a costly procedure later. You can visit your dentist for a cleaning and checkup every 6 months for a copayment.
If a complication occurs, like a cavity, you don’t have to worry about a large bill. You can use your benefits to offset the amount you need to pay for restorative dentistry. After meeting your annual deductible, you have access to a yearly allowance to lower the cost of common treatments, like fillings, root canals, and dentures.
Unfortunately, your benefits don’t last forever. At the end of the calendar year, your policy will reset. You won’t be reimbursed for your premiums or deductible. Anything you don’t use won’t carry over into the new year. With less than 3% of Americans meeting or exceeding their annual coverage, we don’t want to see you throw money down the drain.
Delta Dental recommends choosing a dentist in their network to make the most of your policy. They have pre-negotiated rates with specific dental practices to enjoy more benefits at the time of service. You can still visit a dentist that’s out-of-network; however, you’ll have to pay the difference between the office fees and your insurance’s allowable amounts.
Our office is proud to work with both in-network and out-of-network patients. We’ll help you reach your oral health goals without straining your finances.
We strive to keep dental care accessible to everyone. Your financial situation or confusion about your coverage should never stand in your way of a healthy smile. Amanda will work on your behalf with Delta Dental to file the necessary claim forms to maximize your insurance benefits. She will take the time to explain how your policy is being used and if there’s any remaining balance.
Don’t lose what you’ve paid for. Contact our office today to schedule an appointment.